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Financial inclusion: Social benefits
India has left China behind in the financial inclusion drive, says a SBI study.
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The case for cash
Though use of cash has increased since demonetisation, cleanliness in transaction and a rise in revenues for the govt have been two clear benefits.
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Reduction is fine, but not permanent
A permanent solution to the runaway prices is possible only if petrol and diesel are brought under GST.
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Death blow
There was a nearly 30 percent jump in the number of businessmen ending their lives in Covid-hit 2020 compared to the previous year
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Glass half full or empty? Dilemma persists
By end-October, 21 states have utilised MGNREGA funds allotted to them. It would mean unless further allocations are made, payments may come to a halt
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Need for change in robo-advisory guidelines
Physical agreements are more expensive, take longer to acquire clients, and are less convenient than digital agreements.
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Two sides of the loan coin
The offtake of credit by industry presents reason for worry simply since credit indicates capex that can generate jobs for sustainable growth.
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PPF: Major benefit from minor account
Making regular deposits in a minor’s account would help create a sizeable corpus when he/she turns into an adult.
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A new digital dawn
The coming together of Google and Jio may usher in a new level of engagement with the citizens.
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NFOs: Need for simplification
As per AMFI data, as of September 2021, just 26% of assets were held by individual investors from cities beyond the top 30.
